We help individuals, families, and business owners protect the people who depend on them, prepare for income in retirement, and plan what they leave behind. Every recommendation starts with your situation, not a product.
The right solution depends on your goals, timeline and budget. These are the conversations clients most often bring to us.
Positioning part of your savings so it is protected from market losses and can provide dependable income later in retirement.
Making sure income, a mortgage, and your children’s future are covered if something happens to you, at a cost that fits your budget.
Using permanent life insurance to leave money to family or causes you care about, coordinated with your will or trust.
A no-cost review of an existing life insurance policy or annuity. Many policies should be kept as they are; a review shows you where yours stands.
We learn your goals, budget and existing coverage before we discuss any recommendation.
We work for you, not any one insurance company, and compare options from multiple top-rated carriers.
Costs, surrender periods, and when a product is not a fit are part of every conversation.
We stay available for annual reviews and adjustments as your life changes.
Insurance is one part of a plan. When your situation calls for it, we coordinate with your attorney, CPA or financial advisor, or introduce you to independent professionals we know and trust.
For wills, trusts and making sure beneficiaries and policy ownership line up with your estate plan.
For investment management and comprehensive financial planning beyond insurance and annuities.
We are glad to work with the professionals you already have.
Attorneys and financial advisors we introduce are independent firms and are not affiliated with Lenhoff Financial. We do not receive referral fees, and you are always free to work with professionals of your choosing. Lenhoff Financial provides insurance and annuity products only and does not provide legal, tax, or investment advice. Ask us about an introduction.
Our licensed agents serve clients across the U.S. through a fully virtual process designed for busy professionals, families, and business owners.
Start by scheduling a phone call with one of our licensed brokers. We will learn more about your goals, answer initial questions, and better understand what you are looking to accomplish.
During your consultation, we will discuss your current situation, priorities, budget, and long-term goals. This allows us to better understand your needs before making any recommendations.
We will meet with you over Zoom to review a personalized recommendation based on your goals. Our team will walk you through the strategy, explain how it works, and answer any questions along the way.
Our brokers focus on proper structure, long-term strategy, and ongoing support. We help clients build the right plan today while continuing to review and guide them as their needs evolve.
“My experience with Lenhoff Financial has been educational and eye-opening when it comes to my financial growth and my family’s financial security. The entire process was handled with patience, professionalism, and a positive attitude, which played a major role in my decision to move forward.”Edgar C.
“The broker was professional, patient and thorough. He took his time presenting us with multiple options for our insurance needs. He was not pushy to close the deal, rather focused on ensuring we had clarity on our decision. We feel good about the decision made and would work with his again for future needs. Highly recommended.”Olta C.
“Very Professional and personal. Easy to work with. Answered all my questions and addressed our concerns. No pressure. He gave us good solid answers, with the upside and the downside. We felt like we were working with a friend in the business. Bravo.”Michael S.
MYGA vs. CD compared: who backs each, how interest is taxed, access to your money and what happens at maturity, with a side-by-side table.
Rolling a 401(k) into a fixed or fixed indexed annuity can make sense near retirement. How a direct rollover works, the tradeoffs and when to wait.
Whole life cash value grows at a guaranteed rate set in the contract. See how it builds, how loans and surrenders work, and what it costs.
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Professional guidance, thoughtful recommendations, and long-term support, wherever you live.